Square Invoices review (2026): features, pros and cons, pricing
Invoicing bundled with Square payments, with Free, Plus and Premium tiers that mainly change card fees and features.
Verdict at a glance
Square Invoices is invoicing bundled with Square payments, with Free, Plus and Premium tiers. It suits small businesses already taking payments through Square, with card and ACH payments and custom templates starting on Plus.
Pros
- Simple interface and easy sending.
- Fast payouts when using Square.
Cons
- Processing fees.
- No e-signature feature.
What is Square Invoices?
Invoicing bundled with Square payments, with Free, Plus and Premium tiers that mainly change card fees and features. It is built for small businesses already taking payments through Square and service businesses wanting to collect by card or ACH with no software fee on the Free plan.
Category: Invoicing Software
Square Invoices key features
| Feature | What we found |
|---|---|
| Recurring invoices and subscriptions | Included in invoices features. |
| Online payment acceptance | Card, ACH; fees by plan. |
| Branding and templates | Custom invoice templates start on Plus. |
Square Invoices pricing
Square Invoices is free software with processing fees, and paid tiers cut the rates. Free is $0 per month, with invoices paid by card at 3.3% + $0.30 per a third party. Plus is $49 per month at 2.9% + $0.30 online, with ACH capped at $10, a payment schedule and custom templates. Premium is $149 per month with the lowest fees and 24/7 phone support. Free plan ACH is 1% with a $1 minimum. Card-paid invoices use the online rate, not the in-person rate. Custom pricing generally needs over $250,000 per year processed. Billing is monthly.
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Free | $0 | per month | Invoices at 3.3% + $0.30 per card (third party) |
| Plus | $49 | per month | 2.9% + $0.30 online; ACH capped at $10; payment schedule, custom templates |
| Premium | $149 | per month | Lowest fees, 24/7 phone support |
Plan prices and rates from NerdWallet and Checkoutpage via search; Square's pricing page loaded without numbers. Free plan ACH is 1% with $1 minimum. Square Pro custom pricing for over $250,000/year processed.
Who Square Invoices is best for
Best for
- Small businesses already taking payments through Square.
- Service businesses wanting to collect by card or ACH with no software fee on the Free plan.
Not ideal for
- Businesses wanting to avoid per transaction fees by paying invoices off platform.
- Users needing e-signature (reviewers cite it missing)
Square Invoices alternatives
PayPal InvoicingFreelancers whose clients already pay through PayPal.
Stripe InvoicingBusinesses already processing payments through Stripe.
WaveFreelancers and micro businesses wanting free bookkeeping.
FreshBooksFreelancers and service businesses billing a limited number of clients.
Zoho InvoiceFreelancers and micro businesses that want free invoicing.
Bill.comFinance teams that run both bill pay and invoicing in one tool with approval chains.
What Square Invoices really costs
- Billing
- Monthly.
- Recent price change
- October 2025 plan restructuring to Free/Plus/Premium at $0/$49/$149 (NerdWallet, third party)
Questions to ask about price
- Is there a minimum number of seats or a minimum annual spend?
- What is the discount for annual billing, and can we start monthly?
- Which features we need sit in add-ons or a higher plan, and what do they cost?
- How much can the price rise at renewal, and is the increase capped in the contract?
- Are there one-time costs for implementation, onboarding or data migration?
Is Square Invoices worth the price?
Good value for small businesses already taking payments through Square, since the Free plan has no software fee. It gets expensive as card volume grows, because the fee is a percentage of every payment. Paid tiers pay off only when your volume saves more in fees than the $49 or $149 subscription. Businesses that can have clients pay off platform to avoid transaction fees, or that need e-signature, should look elsewhere.
Worth it if
- Small businesses already taking payments through Square.
- Service businesses wanting to collect by card or ACH with no software fee on the Free plan.
Look elsewhere if
- Businesses wanting to avoid per transaction fees by paying invoices off platform.
- Users needing e-signature (reviewers cite it missing)
Pricing details most reviews leave out
- Square's October 2025 restructuring made the tiers $0, $49 and $149 across all business types (third party)
- ACH on Plus and Premium is capped at $10 while Free charges 1% with $1 minimum.
- Invoices paid by card use the online rate, not the cheaper in person rate.
- Custom pricing generally needs over $250,000/year processed.
Our verdict on Square Invoices
Square Invoices is invoicing bundled with Square payments, with Free, Plus and Premium tiers at $0, $49 and $149 per month. The tiers mainly change card fees and features, so the real cost is processing. Third-party sources put Free at 3.3% + $0.30 per card, and Plus at 2.9% + $0.30 online. G2 shows 4.7 from 215 reviews. Custom pricing generally needs over $250,000 per year processed.
Reviewers like the simple interface and fast payouts when using Square, and complain about processing fees. Square restructured plans in October 2025 to $0, $49 and $149, according to NerdWallet. Square's own pricing page does not show these figures plainly, so confirm the current rates before you decide. Run the numbers on your expected card volume rather than the monthly subscription alone.
Square Invoices FAQ
What is Square Invoices used for?
Square Invoices is invoicing bundled with Square payments, with Free, Plus and Premium tiers. It suits small businesses already taking payments through Square, with card and ACH payments and custom templates starting on Plus. It suits small businesses already taking payments through Square.
Is Square Invoices free?
The Free plan has no monthly software fee, but invoices paid by card are charged processing fees, cited by a third party at 3.3% + $0.30.
How much does Square Invoices Plus cost?
Plus is $49 per month, with 2.9% + $0.30 online per a third party and ACH capped at $10. Premium is $149 per month.
What does ACH cost on Square Invoices?
On Free, ACH is 1% with a $1 minimum. On Plus and Premium it is capped at $10.
Sources
Every fact on this page comes from Square Invoices's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.