Fyle (Sage Expense Management) review (2026): features, pros and cons, pricing
Expense management tool that reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks; now sold as Sage Expense Management.
Rebranded: Product is now branded Sage Expense Management (formerly Fyle) on fylehq.com; acquisition date and terms not confirmed by the vendor.
Verdict at a glance
Fyle reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks, and it is now sold as Sage Expense Management. It offers OCR receipts, multi-level approvals, mileage and per diems, and ACH reimbursements in the US.
What is Fyle (Sage Expense Management)?
Expense management tool that reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks; now sold as Sage Expense Management. It is built for teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation and US companies that reimburse employees by ACH.
Category: Expense Management Software
Fyle (Sage Expense Management) key features
| Feature | What we found |
|---|---|
| Receipt capture and OCR | OCR extracts merchant, date, amount and category from receipts. |
| Approval workflows and policy controls | Multi-level, project-based or department-led approvals. |
| Corporate cards | Works with existing cards: Visa and Mastercard feeds plus Amex and virtual Amex; does not issue physical cards. |
| Accounting integrations | Sage Intacct, Sage 300 CRE, Sage 50, Xero, QuickBooks Online and Desktop. |
| Reimbursements and payments | ACH reimbursements, US only. |
| Travel and mileage tracking | Mileage (Google Maps) and per diems; Perk travel integration. |
Fyle (Sage Expense Management) pricing
Fyle (Sage Expense Management) charges per active user per month, billed annually. Growth is $11.99 with a 5 user minimum, Business is $14.99 with a 10 user minimum, and Enterprise is contact sales, aimed at companies with 250 or more employees. A user counts as active only if they submitted an expense or had a card transaction that month. For 20 active users on Growth, the cost is $2,877.60 a year. Extra costs, none with published prices, include premium support with live chat, SSO on Business, QuickBooks Desktop integration, and a one-time implementation fee for two-way integrations on Business. Non-profit and education discounts exist.
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Growth | $11.99 | per active user/month, billed annually | 5 users minimum |
| Business | $14.99 | per active user/month, billed annually | 10 users minimum; multi-org, approvals, ACH; SSO optional at extra cost |
| Enterprise | Contact sales | Aimed at companies with 250+ employees; SSO included |
Only users who submit an expense or have a card with a transaction in the month are billed. Discounts for non-profits and education. Page shows a monthly toggle but no monthly prices.
Who Fyle (Sage Expense Management) is best for
Best for
- Teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
- US companies that reimburse employees by ACH.
Not ideal for
- Companies wanting a vendor-issued corporate card (it works with existing cards and does not issue physical cards)
- Teams outside the US needing local reimbursement rails (ACH is US only)
Fyle (Sage Expense Management) alternatives
RampCompanies that want cards, expenses and AP in one tool and are fine adopting its card.
PayhawkUK and EEA companies wanting issued cards (USD, GBP, EUR and more) plus expenses in one tool.
BrexStartups and mid-size companies that want cards plus expenses on one platform.
Bill Spend & ExpenseSMBs wanting no software fees and a charge card.
EmburseMid-size to large finance teams wanting audited vendor security.
ExpensifyExpensify is a receipt-scanning expense reporting app for small teams, sold per member.
What Fyle (Sage Expense Management) really costs
- Per seat per month
- $11.99 per active user (Growth, annual billing)
- Billing
- Annual only.
- Minimum seats
- 5 users on Growth, 10 on Business.
- 20 users per year
- 20 x $11.99 x 12 = $2,877.60 per year on Growth if all 20 are active.
Add-ons and extras to budget for
- Premium support with live chat (price not published)
- SSO on Business (price not published)
- QuickBooks Desktop integration (extra cost)
- One-time implementation fee for two-way integrations on Business.
Questions to ask about price
- What is the discount for annual billing, and can we start monthly?
- How much can the price rise at renewal, and is the increase capped in the contract?
- Are there one-time costs for implementation, onboarding or data migration?
Is Fyle (Sage Expense Management) worth the price?
It is good value for teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation, especially when many accounts are used only occasionally, since idle users are not billed. It gets expensive or awkward if you want a vendor-issued card, because Fyle does not issue physical cards, so card savings depend on your bank. Companies outside the US also lose ACH reimbursements.
Worth it if
- Teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
- US companies that reimburse employees by ACH.
Look elsewhere if
- Companies wanting a vendor-issued corporate card (it works with existing cards and does not issue physical cards)
- Teams outside the US needing local reimbursement rails (ACH is US only)
Cheaper per seat than Fyle (Sage Expense Management)
Pricing details most reviews leave out
- Billing counts only active users (an expense created or a card transaction in the month), so idle accounts cost nothing.
- Business plan SSO and QuickBooks Desktop integration cost extra, and two-way integrations on Business carry a one-time implementation fee.
- Does not issue cards, so card savings or cashback depend on your existing bank.
- Branding changed to Sage Expense Management (formerly Fyle) while the domain stayed fylehq.com.
Our verdict on Fyle (Sage Expense Management)
Fyle is now sold as Sage Expense Management, and the product site is still fylehq.com. It is an expense tool that reconciles your existing corporate card feeds and syncs to Sage, Xero and QuickBooks. Pricing is public and per active user: Growth is $11.99 per user per month with a 5 user minimum, and Business is $14.99 with a 10 user minimum, both billed annually.
The useful cost detail is that only active users are billed, meaning anyone who submitted an expense or had a card transaction in the month. Idle accounts cost nothing. The extras are where the bill grows: SSO on Business, QuickBooks Desktop integration and premium support all cost more at prices that are not published.
Fyle (Sage Expense Management) FAQ
What is Fyle (Sage Expense Management) used for?
Fyle reconciles existing corporate card feeds and syncs to Sage, Xero and QuickBooks, and it is now sold as Sage Expense Management. It offers OCR receipts, multi-level approvals, mileage and per diems, and ACH reimbursements in the US. It suits teams of 5 or more that already use Sage, QuickBooks or Xero and want card-feed reconciliation.
How much does Fyle cost for 20 users?
On Growth, 20 active users cost $2,877.60 a year (20 x $11.99 x 12), billed annually. You pay only for users who submit an expense or have a card transaction in the month.
Does Fyle have a free plan?
No free plan is listed. Growth starts at $11.99 per active user per month billed annually, with a 5 user minimum, and Business has a 10 user minimum.
Does Fyle charge extra for SSO?
On Business, SSO is an optional paid add-on, and its price is not published. It is included on Enterprise and not available on Growth.
Sources
Every fact on this page comes from Fyle (Sage Expense Management)'s own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.